Business Insurance is a collective name for the insurance policies needed to insure a company.
What is Business Insurance?
Companies' insurance needs and risks vary, so the business insurance coverage is selected to suit the company.
The content of the insurance plan depends on the industry and scope of business operations. Some insurance policies, like Workers' Compensation and YEL pension insurance for self-employed, are mandatory, but otherwise the company can choose how it wants to insure its operations.
Liability insurance is one of the primary insurance policies, which most companies need. Liability insurance provides financial and legal security should your company's product or operation cause damage to someone else, and your company is found liable for compensation.
Read more about business liability insurance
Personnel is one of the company's most important, and at the same time most vulnerable, assets. This makes insuring employees particularly important.
Person insurance help secure your company financially in case of accident, illness or death. With the health insurance policy, your personnel can quickly access appropriate medical care.
Read more about insurance of the person
Property and business interruption insurance
Companies typically obtain property insurance for company-owned machinery, equipment and goods.
In conjunction with the property insurance policy, it is also good to have business interruption insurance. The interruption insurance, also known as loss of profit insurance, protects your company financially in the event the business operation is suddenly interrupted.
Read more about business property insurance
Company insurance is often grouped by type:
- Person insurance (or insurance of the person)
- Vehicle insurance
- Liability insurance
- Property insurance
- Real estate insurance
In addition to these, companies have, for example, transport and marine insurance, as well as insurance suitable for different industries, business groups, and organizations.
Who should get and why?
Why business insurance
Being in business is inherently risky. Although you cannot always avoid the risks, by preparing for them, your business operations can continue, and livelihoods are secured even with risks materializing.
Who is it for
Business insurance is important for everyone from sole proprietors and small businesses to growth and large companies.
We help you choose the correct business insurance for your company's operations and needs.
If is the leading insurance company in the Nordics. We insure almost four million customers. We know your industry too, and will support your company's operations and growth.
Our customers benefit from comprehensive services, such as the investment grant and legal advice.
How much does Business Insurance cost?
The price of business insurance varies depending on the company's size, location, industry, and risks, as well as the extent of the business insurance policy chosen.
- Ask for quotation Establish your insurance needs and request a quote from us.
- You receive a proposal We prepare an offer according to your insurance needs.
- Choose your insurance Choose the most suitable insurance for your company. Requesting a quote does not oblige you.
Customer satisfaction 9/10
Our customers are very happy with, e.g., our compensation processing.
Here to support growth
Our customers benefit from the comprehensive services, such as investment support, legal counsel and convenient digital services.
The leading insurer in the Nordics
We insure a total of nearly 4 million customers.
Often included in Business Insurance
Business Insurance usually consists of several types of insurance. The exact content of the insurance policy depends on company-specific needs.Request for quote