Travel insurance
We’re here to help, no matter where you are in the world.
We’re here to help, no matter where you are in the world.
Reasons why our customers have chosen us
Insurance for your travels
Traveller’s insurance covers medical costs and travel cancellations and interruptions. For the most comprehensive cover, select continuous / long term traveller’s insurance with additional cover for luggage and domestic trips.
What's included in travel insurance? | Continuous | Temporary |
---|---|---|
Included | Included | |
Included | Included | |
Included | Included | |
Included | Included | |
Included | Included | |
Included | Not included |
Additional optional covers | Continuous | Temporary |
---|---|---|
Included | Included | |
Included | Not included |
When travelling abroad, it is important to be comprehensively insured so that you can get access to medical care flexibly without needing to worry about costs.
We want to offer high-quality travel insurance for all our customers in Finland. It is an affordable insurance that does not break the budget of even economical vacationers.
The price of travel insurance mostly depends on the scope of coverage and the age of the insured due to health reasons. In temporary travel insurance, the destination country also affects the price.
Continuous travel insurance is the most convenient and affordable solution for travelling abroad or domestically at least twice a year. The continuous insurance is valid all year round for trips that last for no longer than 45 days, and you do not need to notify us of your trips separately.
Temporary travel insurance is usually cheaper when you travel abroad only once a year and do not travel domestically. Insurance is always purchased for one trip at a time, and the price is affected by the destination and the duration of the trip.
Temporary travel insurance has no age restrictions, which means that people aged 80 or over can also get one.
It is advisable to take out a travel insurance policy no later than three days before the start of the trip in order to ensure that you can get compensated in case the trip is cancelled due to illness for example.
In other respects, the travel insurance is immediately valid even if you get it at the very last minute at the airport.
When you purchase a continuous travel insurance policy, it will also cover cancellations or interruptions of domestic travel due to illness and similar reasons.
If you wish, you can also extend your continuous travel insurance to cover the costs of treating illnesses and accidents happening during domestic trips.
Continuous travel insurance is valid for a maximum of 45 days for long journeys, and for trips longer than that you will need a temporary travel insurance.
You can also buy temporary travel insurance for student exchange or other long trips online if you are under 27 years old or if you have home insurance provided by us.
Otherwise, you should contact our customer service. If you already have continuous travel insurance, you can also purchase coverage for periods exceeding 45 days as necessary.
Travel insurance is valid when participating in the following high-risk sports:
If you are already involved in the aforementioned or other risky sports, you will need a separate sports insurance policy for the trip. You will also need one when participating in a competitive event for any sport while travelling.
Get sports insurance for your trip through our customer service or leave a call-back request to our personal insurance specialist.
Insured persons under the age of 18 do not need additional cover, as the travel insurance will be valid for all sports even when participating in competitions.
The Finnish Ministry of Foreign Affairs recommends travel insurance also in the EU, as the European Health Insurance Card does not cover costs for specialised medical care or transportation back to Finland.
We cover your medical expenses when you travel, and your deductible is always 0 euros. With travel insurance, you also get to choose your medical treatment provider. You can quickly access a trusted doctor through our extensive network of partners, and when you use the services of our partner doctor, you may not need to pay anything out of pocket.