Corona and insurances

Read up on how travel insurance covers expenses from falling ill with the corona or expenses due to quarantine.
Here you can also find information on how sickness insurance covers situations related to the coronavirus.

Travel insurance and quarantine

Please note that quarantine coverage is no longer valid for trips starting on or after January 1, 2023.

Frequently asked: travel insurance and the coronavirus

Does my travel insurance cover

5 tips for your journey

  1. Take your travel insurance card into use. You can easily find it on My Pages. My Pages are available in Finnish and Swedish language. 
  2. Check what your travel insurance covers on My Pages. If you do not have a travel insurance yet, you can purchase it through our customer service.
  3. When travelling abroad, you will need a corona vaccination certificate, which you can download or print from My Kanta Pages
  4. Read about country specific travelling updates on the foreign ministry's website.
  5. Read up on what to do when returning to Finland from travelling abroad. You can check the instructions on returning home from the Finnish Border Guard's website.

Personal insurance and the coronavirus - what is covered?

Sickness insurance
We cover expenses arising from falling ill with the coronavirus, such as doctor's fees, prescription medicine, and hospital care fees, as well as coronavirus testing when done via doctor's referral. You may receive compensation for expenses related to the test, if you have symptoms related to the coronavirus illness. Please check your insurance's deductible on My Pages or your insurance policy book.

We do not cover expenses arising from the following: 

  • coronavirus testing, if you are symptomless, or exposed and symptomless
  • antibody testing 
  • testing for corona before traveling
  • corona certificates

We do not cover expenses arising from quarantine. 

As our personal insurance customer, you have access to our If Health services, such as health guidance and remote doctor services. Remote doctor can also assist you with questions related to corona. 

Life insurance and the corona vaccine
The corona vaccination does not impact the compensation of life insurance.

Further information about coronavirus symptoms, falling ill with it, and staying protected can be found on THL's website