Accessibility statement

For us in If, accessibility is one of the key starting points in the development of our digital services, and we are strongly committed to it. We aim to ensure that our digital services are perceivable, operable and understandable for everyone – regardless of the user’s abilities, device or technology.

This accessibility statement covers digital services operated by If P&C Insurance Company Ltd (publ), branch in Finland.

If's digital services

If P&C Insurance Ltd (publ), branch in Finland, is committed to making its websites and mobile applications accessible in accordance with the Act on the Provision of Digital Services (Laki digitaalisten palvelujen tarjoamisesta 306/2019). Accessibility is one of the starting points for developing digital services at If and something that we are strongly committed to.

This accessibility statement covers all of If’s digital services and applies to the statutory insurances provided by If that are subject to the accessibility requirements of the Act on the Provision of Digital Services.

Most of our services are not subject to the accessibility requirements of the Act. If is obliged to provide accessible services only to the extent that we act as performers of public administration tasks. These tasks involve the sales and claims handling of statutory worker’s compensation and occupational diseases insurance, motor third party liability insurance and patient insurance. Furthermore, starting from June 28th, 2025, e-commerce (online shops for consumers) are subject to accessibility requirements.

We have assessed the accessibility of our website and services ourselves, using the expertise of an external specialist organisation. The assessment was carried out taking account of WCAG 2.1 level A and AA requirements. This accessibility statement was originally published on 23 September 2020 and updates will be made to this page.

Do this, if you are not able to use If's digital services due to accessibility issues

If you notice an accessibility issue on this website, please contact us. We will do our best to correct it. You can send us email at saavutettavuus@if.fi. Please note that this e-mail address is only for accessibility feedback. If you want to contact us with some other matter, please contact our customer service.

If you are not satisfied with the answer you receive or you do not receive an answer at all within two weeks, you may file a report with the Regional State Administrative Agency for Southern Finland.

Contact information of the supervisory authority

Finnish Transport and Communications Agency Traficom
Digital Accessibility Supervision Unit
www.webaccessibility.fi
saavutettavuus@traficom.fi
telephone switchboard 029 534 5000.

Accessibility compliance status of If’s digital services

If’s digital services are mainly compliant with the accessibility requirements, and there are no critical accessibility deficiencies in the services. Below is a list of the known shortcomings, and our goal is to fix them during 2026.

Perceivable

The website’s content must be perceivable by all users, including people with impaired vision or those using assistive technologies such as screen readers. 

  • Some decorative images lack markup indicating that they are decorative, which creates unnecessary noise for screen reader users.
  • Certain links do not have sufficiently unique text, making it difficult for screen reader users to distinguish between different links in these sections.
  • Text size does not increase when zooming in the browser on parts of certain pages, making it difficult for users with visual impairments to read the content.
  • Some error messages are not announced by screen readers after validation, which means that users relying on screen readers are not informed about what went wrong without locating the error message manually.
  • Some error messages use a background color that does not meet the minimum contrast requirements for text.
  • The breadcrumb navigation has a faint focus indicator, making it difficult to see which link step is highlighted during keyboard navigation.
  • Some icons lack accessible names, which makes it difficult for assistive technology users to understand the information they represent. 

Operable 

All functions should be operable using various input methods, such as keyboard, screen readers, or voice control. 

  • Some interactive elements lack a visible focus indicator, making it difficult for keyboard users to navigate and interact with them.
  • The date picker does not provide sufficient keyboard or screen reader support, which makes it harder for users who cannot use a mouse to select a date.
  • The screen reader repeats the placeholder text between the general search field and the search button, which may cause confusion when navigating with assistive technologies.
  • Some lists lack proper markup in the code, preventing screen readers from reporting the number of list items.
  • Landmarks with identical names in the footer make it difficult for users to navigate using them. 

Understandable 

The website’s content and interactions should be easy to understand. 

  • Some input fields and radio buttons lack correctly associated labels, making it difficult for users relying on screen readers or voice control to understand or navigate between fields.

Robust 

The website should be technically robust and compatible with various assistive technologies and browsers. 

  • Some incorrect ARIA values occur, which may cause issues in how assistive technologies interpret the page. 
  • There are empty elements in the code without semantic purpose, which can create unnecessary noise for assistive technologies. 

Known Accessibility Issues in our webshop 

  • Some text cannot be resized via the browser’s font size settings.
  • Certain input fields are not correctly associated with their labels, making it difficult to use them with screen readers or voice control.
  • Some error messages are not announced by screen readers after validation, meaning users relying on assistive technologies are not informed about the issue without locating the message manually.
  • Error messages below certain input fields do not meet minimum color contrast requirements.
  • The date picker lacks sufficient keyboard and screen reader support, making it harder for users who cannot use a mouse to select a date.
  • Some help icons do not display a visible focus indicator when navigating via keyboard.
  • The focus indicator is not sufficiently visible against the background when navigating with the keyboard in expandable table buttons.
  • Visual markers in tables are not announced to screen readers.
  • Some expandable buttons do not indicate to screen readers whether they are expanded or collapsed.
  • Some pages lack a level-one heading and do not follow a clear, logical structure.

Accessibility of files and forms

The claim forms available to corporate customers are not yet accessible. We are currently working on making these forms accessible.

Our online services include a number of PDF files, and not all of them are accessible. For this part, we invoke disproportionate burden. Some of our systems will be updated later with the technical changes required for accessibility as part of ongoing system upgrade and development work. Unfortunately, some of our systems cannot be upgraded to support accessibility to a sufficient extent. However, we aim to fix the shortcomings as soon as possible.

If strives for equality

The Act on the Provision of Digital Services (306/2019) applies to the statutory insurances provided by If P&C Insurance Company Ltd (publ), branch in Finland. Accessibility is one of the starting points for developing digital services at If and something that we are strongly committed to.

We seek to promote equality by developing the technical accessibility and usability of our services and the clarity of language in our content.

We provide training to our employees to improve their skills in all these areas. We are also supported by If’s dedicated team of accessibility specialists. We use a variety of tools to help us actively assess accessibility, both independently and together with external partners.

Edited