I am pleased with what we achieved in the first half of 2026. Sampo Group delivered yet another solid quarter, growing in all markets with increasing customer base across both private and commercial segments. The development underlines our solidity and ability to meet customer needs.
Personal insurance continued to be the fastest-growing product line, reflecting the structural demand we see in society for complementary health insurance. Private customers increasingly seek to protect themselves and their loved ones next to their belongings. In the commercial segment, companies see healthy workforce and quick recovery as a business priority. Sick leave is increasing in many markets, where mental health-related absence is a growing concern for employers. Our preventive health services are increasing in demand to support more resilient businesses and healthy people, which is key for societal stability.